Base Coat/Clear Coat System: A paint system in which the color effect is provided by a highly pigmented base coat. Gloss and durability are provided by a subsequent clear coat.
Bench: A heavy metal platform used to restore a vehicle's structural geometry to factory specifications. This is done by securing a portion of the vehicle to the platform, then pulling appropriate areas of the vehicle into place using special clamps, chains and hydraulic winches. This is also referred to as a Frame Machine, Frame Rack or simply Rack.
Binder: A temporary agreement that provides proof of coverage until you receive a permanent policy.
Blue Book: A publication for determining of value for used automobiles and trucks. The full name of the publication is Kelley Blue Book.
Blueprinting: A highly detailed statement of work needed to properly and completely repair a collision-damaged vehicle including all labor, operations, parts, paint, and other materials. A blueprint is generally written during and after a car is completely torn-down to determine the full extent of damage including any damage that may have been hidden when the original estimate was written.
Bodily Injury: An injury sustained by a person.
Bodily Injury Liability: Insurance which pays for medical expenses of the other driver and his passengers to the limit of your policy.
Body Filler: A paste-like material ordinarily mixed with a catalyst material used to fill large imperfections on a vehicle surface.
Body Putty: A paste-like material used for filling small imperfections on a vehicle surface.
Bumper Absorber: On all late model cars, the energy-absorbing, foam-like material that is situated between the outside bumper fascia and the inner bumper reinforcement on both the front and rear of a vehicle. (Also see Bumper fascia and Bumper Reinforcement)
Bumper Fascia: (FAY-sha) – On all late model cars, the fascia is that part of a bumper that is visible on the outside of the vehicle, is painted usually the same color as the body, and serves as a large portion of either the front or back of the vehicle. (Also see Bumper Absorber and Bumper Reinforcement.)
Bumper Reinforcement: On all late model cars, the bumper reinforcement is that part of the bumper that secures the outer bumper fascia and energy absorber to the vehicle’s body rails securing the bumper subassembly to the car, front and rear.
Business/Commercial Use: This means that you mainly use your car for business purposes (such as delivery, service, and sales calls) or work-related. Commuting to and from work is not considered business use.